Understanding the Basics of Tax Resolution

Understanding tax resolution begins with recognizing the various types of issues that necessitate employing tax resolution strategies. Individuals and businesses may face challenges such as unpaid taxes, tax liens, levies, and disputes with the Internal Revenue Service (IRS). Effective tax resolution involves navigating these complexities to achieve compliance and mitigate financial and legal repercussions.

Types of Tax Issues

1. Unpaid Taxes: Unpaid taxes include any federal, state, or local taxes that have not been paid by the due date. These can result in penalties, interest, and collection actions by tax authorities.

2. Tax Liens: A tax lien is a legal claim by the government on a taxpayer’s property due to unpaid tax debts. This serves to secure the payment of the outstanding tax obligation.

3. Tax Levies: A tax levy is a legal seizure of property to satisfy a tax debt. This can include wage garnishments, bank account seizures, or property confiscation.

4. Disputes and Audits: Issues arise when taxpayers disagree with an IRS assessment or are selected for an audit. Proper documentation and negotiation are crucial in resolving these disputes.

Key Components of Tax Resolution

• Communication with the IRS: Establishing direct communication with the IRS is fundamental. This includes responding to notices and working with an IRS agent to negotiate terms or clarify misunderstandings.

• Payment Plans: One of the most common resolutions involves negotiating an installment agreement, allowing taxpayers to pay off their debt over time.

• Offer in Compromise: This allows taxpayers to settle their tax debt for a lesser amount than owed if they can demonstrate financial hardship or the inability to pay the full amount.

• Penalty Abatement: Requesting a reduction or removal of penalties may be possible if the taxpayer can show reasonable cause, such as natural disasters or severe illness.

• Innocent Spouse Relief: In cases where one spouse is not responsible for the tax liability incurred by the other, it is possible to request relief to avoid joint liability.

• Currently Not Collectible Status: If a taxpayer cannot pay due to economic hardship, the IRS may temporarily halt collection activity, although interest will continue to accrue.

Documentation and Record Keeping

Maintaining meticulous records is an essential part of the tax resolution process. This includes:

• Receipts: Proof of expenses and deductions claimed on tax returns.
• Tax Returns: Copies of filed tax returns for the years in question.
• Correspondence: All communication with the IRS, including letters, emails, and fax confirmations.
• Financial Statements: Up-to-date statements outlining assets, liabilities, income, and expenses.

Understanding these basics equips taxpayers and professionals to approach tax resolution confidently and systematically.

Common Tax Issues Requiring Resolution

Resolving tax issues is a complex process that demands a deep understanding of tax laws and regulations. Many taxpayers encounter common problems that require timely resolution to avoid severe penalties. Some of these prevalent issues include:

Incorrect or Incomplete Tax Filings

• Filing Errors: Simple mistakes such as incorrect Social Security numbers, misspelled names, or mathematical errors can delay processing.
• Missing Information: Failing to include necessary forms or substantiating documentation can lead to audits and additional scrutiny from the IRS.

Unpaid Taxes

• Back Taxes: Accumulated unpaid taxes from previous years can result in significant interest and penalties.
• Underreporting Income: Deliberately or unintentionally reporting less income than actually earned can trigger audits and lead to substantial fines.

Tax Penalties and Interest

• Late Filing Penalties: Filing tax returns past the deadline incurs penalties and interest, which increase over time.
• Underpayment Penalties: Failing to pay the full amount of taxes owed by the due date can result in additional penalties.

Audits and Examinations

• Random Audits: Some taxpayers are selected for random audits, requiring detailed proof of deductions, credits, and income.
• Discrepancies Identified: Audits often arise from discrepancies between tax filings and information provided by third parties (e.g., employers, financial institutions).

Tax Liens and Levies

• Tax Liens: A tax lien is a claim against the taxpayer’s property as security for unpaid tax debt.
• Tax Levies: A levy allows the IRS to seize property or garnish wages to collect unpaid taxes.

Disputes Over Deductions and Credits

• Disallowed Deductions: The IRS may disallow certain deductions if they do not meet specific criteria.
• Invalid Credits: Incorrectly claiming tax credits, such as the Earned Income Tax Credit (EITC), may lead to audits and penalties.

Identity Theft and Fraud

• Stolen Identity: Tax-related identity theft involves someone fraudulently using another person’s Social Security number to file taxes.
• Fraudulent Returns: Filing fraudulent tax returns to claim unlawful refunds can result in criminal charges and severe penalties.

Addressing these common tax issues effectively involves seeking professional advice, staying informed about current tax laws, and maintaining accurate records. By understanding the nature of these problems, taxpayers can take proactive steps to resolve them and minimize future risks.

The Importance of Timely Tax Filing

Timely tax filing is a crucial aspect of effective tax resolution. Filing taxes on time ensures compliance with legal requirements, thereby avoiding costly penalties and interest. Taxpayers must understand the significance of adhering to IRS deadlines and plan accordingly.

Legal Obligations

• Compliance: Meeting tax filing deadlines is a legal obligation. Failure to comply can result in serious legal repercussions.
• Penalties: The IRS imposes penalties for late filing and late payment. These can add up quickly and exacerbate any existing financial issues.

Financial Implications

• Interest Accumulation: Unpaid taxes accrue interest daily. Prompt filing and payment are critical to minimizing these additional costs.
• Cash Flow Management: Timely filing provides a clear picture of tax liabilities, facilitating better financial planning and cash flow management.

Risk Mitigation

• Audit Risks: Late filing may increase the risk of audits. The IRS often scrutinizes late returns more closely.
• Identity Theft: Filing early can help prevent identity theft, as it reduces the window of opportunity for fraudsters to submit false returns.

Practical Tips

1. Organize Documentation: Maintain organized records throughout the year to make the filing process smoother.
2. Set Reminders: Utilize digital calendars and reminders to keep track of important tax deadlines.
3. Seek Professional Help: When in doubt, consult a tax professional to ensure accuracy and compliance.

Tools and Resources

• IRS Website: The IRS website offers a wealth of resources, including forms, publications, and FAQs.
• Tax Software: Modern tax software provides error checks and can help facilitate timely filing.
• Financial Planners: Collaborate with financial planners to stay on top of your tax obligations and deadlines.

By understanding the importance of timely tax filing, taxpayers can avoid unnecessary complications and focus on strategic financial planning. Ensuring that taxes are filed on time is a key step in achieving effective tax resolution and financial stability.

Role of Tax Professionals in Tax Resolution

Tax professionals play a crucial role in the process of tax resolution. Their expertise and experience provide invaluable guidance for individuals and businesses. Here are key roles they perform:

Expert Consultation

• Analysis of Tax Issues: Tax professionals analyze complex tax issues and identify potential solutions.
• Strategy Development: They develop strategic approaches tailored to the taxpayer’s unique situation.
• Risk Assessment: By assessing risks, they help taxpayers understand potential outcomes and implications.

Representation

• Communication with Tax Authorities: Tax professionals act as intermediaries, effectively communicating with tax authorities on behalf of clients.
• Negotiation: They negotiate with the IRS or other tax agencies to reach favorable resolutions, such as installment agreements or offers in compromise.
• Document Preparation: Ensuring accurate and timely submission of documents, they reduce the risk of additional penalties or legal actions.

Legal Knowledge

• Tax Law Knowledge: Their comprehensive understanding of tax laws and regulations helps navigate legal complexities.
• Compliance Assurance: They ensure that all actions taken comply with current tax laws, thereby limiting the risk of legal disputes.
• Appeals and Litigation: In cases where initial resolutions are not favorable, tax professionals guide clients through the appeals process or litigation if necessary.

Tax Planning

• Future Tax Liability Reduction: By advising on future tax planning, they help minimize potential future liabilities.
• Financial Advice: They provide insights into financial decisions that can impact tax liabilities, such as retirement planning and investment strategies.

Emotional Support

• Reducing Stress: Dealing with tax issues can be stressful; tax professionals provide emotional support and reassurance.
• Building Confidence: By explaining processes and potential outcomes, they help clients feel more confident and informed.

Continuous Education

• Staying Updated: Tax laws and regulations frequently change, so tax professionals commit to continuous education to stay current.
• Advising on Changes: They inform clients of any changes in tax laws that may affect their situation and adjust strategies accordingly.

Hiring a seasoned tax professional offers numerous benefits, alleviating the burden of tax resolution and positioning clients for long-term financial health.

Key Strategies for Negotiating with the IRS

Negotiating with the IRS requires a clear strategy, preparation, and understanding of the agency’s procedures. By implementing the following strategies, taxpayers can increase their chances of a favorable outcome.

1. Gather Comprehensive Documentation

• Tax Returns: Ensure that all past tax returns are filed, even if they were filed late.
• Financial Records: Provide complete financial records, including income, expenses, debts, and assets.
• Correspondence: Keep a record of all communications with the IRS, including letters, emails, and notes from phone calls.

2. Understand IRS Collection Procedures

• Installment Agreements: Familiarize oneself with the terms and conditions of installment agreements for paying taxes over time.
• Offer in Compromise: Learn the eligibility requirements and prepare necessary documentation for submitting an Offer in Compromise to settle tax debt for less than the full amount.
• Currently Not Collectible Status: Know the criteria for obtaining a Currently Not Collectible status to temporarily halt collection activities.

3. Hire a Qualified Tax Professional

• Certified Public Accountant (CPA) or Enrolled Agent (EA): Engage a CPA or EA with experience in IRS negotiations to handle complex cases.
• Tax Attorney: Consider hiring a tax attorney for legal advice and representation in negotiations and potential litigation.

4. Communication Tips

• Be Honest and Transparent: Provide accurate information and be forthcoming about one’s financial situation.
• Stay Calm and Professional: Maintain a professional tone in all communications and avoid emotional responses.
• Document Everything: Keep meticulous records of all interactions with the IRS, including dates, times, and details of conversations.

5. Prepare for Potential Audits

• Understand the Audit Process: Familiarize oneself with the different types of audits (correspondence, office, and field) and their respective procedures.
• Audit Representation: Obtain representation from a tax professional to navigate the audit process effectively.

6. Explore Taxpayer Advocate Services

• Contact the Taxpayer Advocate: Use the IRS Taxpayer Advocate Service for assistance if experiencing financial hardship or facing issues that the IRS has not resolved.
• Submit Form 911: Complete and submit Form 911, Request for Taxpayer Advocate Service Assistance, to initiate the process.

By adhering to these strategies, taxpayers can effectively navigate negotiations with the IRS, potentially reducing their tax liabilities and avoiding unnecessary penalties and collections.

Understanding IRS Payment Plans

Navigating IRS payment plans can be critical for effective tax resolution. These plans offer taxpayers various options to manage their tax liabilities without facing severe financial strain.

Types of IRS Payment Plans

1. Short-Term Payment Plan:

   • For tax debts less than $100,000.
   • Allows taxpayers up to 120 days to make full payment.
   • No setup fee, but penalties and interest may apply.

2. Long-Term Payment Plan (Installment Agreement):

   • For tax debts up to $50,000.
   • Allows monthly payments over a span exceeding 120 days.
   • Setup fees range from \(31 to \)225, depending on the payment method.
   • Penalties and interest continue until the balance is fully paid.

3. Partial Payment Installment Agreement (PPIA):

   • Suitable for taxpayers who can’t pay their tax debt in full.
   • Requires financial disclosure via Form 433-A or 433-F.
   • The payment amount is based on one’s ability to pay.

Application Process and Requirements

Taxpayers must be compliant with all tax return filings to qualify. Application methods include:

• Online: Via the IRS website for amounts under $50,000.
• By Phone: Calling the IRS to set up a plan.
• By Mail: Using Form 9465, Installment Agreement Request.

Each method necessitates a comprehensive review of the taxpayer’s financial situation to determine eligibility and appropriate payment amounts.

Fees and Costs

• Setup Fees: Vary based on the type of agreement and payment method.
• Interest and Penalties: Accrue based on the outstanding tax amount.
• Direct Debit: Lower setup fees and automatic payments.

Benefits of IRS Payment Plans

Utilizing an IRS payment plan provides several advantages:

• Avoidance of Collection Actions: Stops wage garnishment and property liens.
• Credit Protection: Prevents severe credit rating damage.
• Financial Planning: Enables structured repayment, making it easier to manage finances.

Expert Recommendations

Experts emphasize the importance of timely applications and honest financial disclosures. Properly structuring these payment plans can minimize long-term financial burdens and ensure compliance with IRS regulations.

Offers in Compromise: Pros and Cons

An Offer in Compromise (OIC) allows taxpayers to settle their tax liabilities for less than the full amount owed. This tool can be a significant relief but also has its downsides. Understanding the pros and cons is crucial before proceeding.

Pros of Offers in Compromise

1. Debt Relief: An OIC can significantly reduce the total tax debt owed, providing substantial financial relief.
2. Fresh Start: Finalizing an OIC can eliminate tax liens and prevent future collection actions by the IRS.
3. Affordable Payments: Taxpayers can realize more manageable payments, sometimes needing to pay only a fraction of their original debt.
4. Stress Reduction: Decreasing financial liability can alleviate stress, providing peace of mind.
5. Flexible Terms: The IRS may agree on payment plans, allowing taxpayers to fulfill their obligations over time.

Cons of Offers in Compromise

1. Strict Eligibility Criteria: The IRS rigorously evaluates financial circumstances; not everyone qualifies.
2. Extensive Documentation: Taxpayers must submit detailed financial information, including assets, income, and expenses.
3. Application Fees: There are costs associated with filing an OIC, including a non-refundable application fee.
4. Long Approval Process: The process can be lengthy and complex, sometimes taking months or even years for approval.
5. Impact on Credit: While it resolves the debt, the process can affect the taxpayer’s credit score.
6. Continued Compliance Requirement: Taxpayers must comply with tax laws for five years after the OIC is accepted or risk defaulting on the agreement.

Factors to Consider

• Financial Ability: The IRS will closely scrutinize the taxpayer’s ability to pay.
• Future Income: Future earnings potential can influence the IRS’s decision to accept an OIC.
• Reasonable Collection Potential (RCP): The IRS uses RCP to determine what they can reasonably collect from the taxpayer.
• Recordkeeping: It demands meticulous recordkeeping and complete transparency regarding one’s financial status.

Offers in Compromise can serve as a powerful tool for those struggling with tax debts. However, it’s essential to weigh the benefits against the potential drawbacks and ensure that all eligibility criteria are met. Consulting with a tax professional can provide guidance tailored to individual circumstances.

How to Appeal an IRS Decision

When taxpayers disagree with an IRS decision, they have the right to appeal. Follow these steps to effectively navigate the IRS appeals process:

1. Understand the Appeal Rights:

   • Taxpayers have the right to appeal most IRS decisions including penalties, audits, and other tax disputes.
   • Familiarize with IRS Publication 1, which outlines the rights and responsibilities in dealing with the agency.

2. Request an Appeal:

   • Write a formal protest letter if disputing a tax bill over $25,000.
   • If the amount in dispute is less than $25,000, use IRS Form 12203, “Request for Appeals Review.”

3. Prepare the Documentation:

   • Gather all relevant documents including tax returns, IRS correspondence, and evidence supporting the taxpayer’s position.
   • Ensure that all supporting documents are well-organized and clearly marked.

4. Submit the Appeal:

   • Send the appeal request to the office that issued the decision.
   • Ensure that the appeal is filed within 30 days of the date on the IRS notice.

5. Understand the Appeals Process:

   • An IRS Appeals Officer will review the file. The process is designed to be impartial and may take several months.
   • Be prepared to discuss the case, provide any necessary additional documentation, and negotiate a potential settlement.

6. Attend the Appeals Conference:

   • Take advantage of the opportunity to attend the Appeals Conference, which can be conducted in person, by phone, or by correspondence.
   • Be professional, concise, and clear in presenting the case.

7. Review the Appeals Decision:

   • If the decision is favorable, the IRS will adjust the tax account accordingly.
   • If the taxpayer disagrees with the Appeals decision, they can seek further recourse by petitioning the U.S. Tax Court.

8. Seek Professional Assistance:

   • Consider hiring a tax attorney, accountant, or enrolled agent to help navigate the appeals process.
   • Professional representation can increase the likelihood of a favorable outcome.

By following these steps, taxpayers can effectively appeal an IRS decision and ensure their rights are protected.

Tips for Preventing Future Tax Issues

Successfully navigating tax obligations requires vigilance and proactive strategies. Here are expert recommendations to avoid future tax problems:

1. Maintain Accurate Records:

   • Keep detailed documentation of all income sources, expenses, deductions, and credits.
   • Use reliable accounting software to streamline record-keeping.
   • Retain receipts and financial statements for at least seven years.

2. Stay Updated on Tax Laws:

   • Regularly review IRS updates and tax law changes.
   • Subscribe to newsletters from reputable tax advisory firms.
   • Attend tax-related webinars and seminars to stay informed.

3. Hire a Qualified Tax Professional:

   • Select a certified public accountant (CPA) or enrolled agent (EA) with a solid reputation.
   • Schedule regular consultations to review financial records and tax strategies.
   • Ensure the professional complies with all continuing education requirements.

4. Implement a Tax Calendar:

   • Mark key tax deadlines, such as quarterly estimated payments and filing dates.
   • Set reminders a month before each deadline to prepare necessary documents.
   • Include reminders for annual review sessions with a tax professional.

5. Maximize Retirement Contributions:

   • Contribute to IRAs, 401(k)s, or other retirement accounts to reduce taxable income.
   • Ensure contributions are made within the IRS deadlines for tax advantages.
   • Review contribution limits annually to optimize tax benefits.

6. Review Withholding and Estimated Taxes:

   • Adjust withholding on W-4 forms based on changes in income or family status.
   • Use IRS tax calculators to estimate proper withholding amounts.
   • Make timely estimated tax payments to avoid penalties and interest.

7. Utilize Tax-Advantaged Accounts:

   • Open and fund Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs).
   • Take advantage of tax-free growth and withdrawals for qualified expenses.
   • Monitor contribution limits and expenses to maximize benefits.

8. Plan for Major Financial Changes:

   • Consult with a tax advisor before making significant financial moves, such as selling a property or investing in a business.
   • Assess the tax implications of life events like marriage, divorce, or having children.
   • Update tax strategies accordingly to mitigate potential liabilities.

9. Regularly Audit Personal Finances:

   • Perform periodic reviews of financial records to identify discrepancies.
   • Reconcile bank statements, credit card statements, and tax documents.
   • Address any inconsistencies promptly to prevent larger issues.

10. Avoid Common Filing Mistakes:

    • Double-check personal information, such as Social Security numbers, on tax returns.
    • Verify that all calculations are accurate and all forms are signed.
    • File electronically to reduce the risk of errors and expedite processing.

By adhering to these guidelines, taxpayers can significantly reduce the likelihood of encountering future tax issues, ensuring compliance and financial stability.

The Impact of Tax Resolution on Credit Scores

Addressing tax resolution can substantially affect an individual’s credit score. Various strategies and measures can lead to both positive and negative consequences depending on how they are managed.

Firstly, unpaid or delinquent taxes can result in a significant drop in credit scores. The government has the authority to file a tax lien, which becomes a matter of public record. Even though tax liens aren’t directly listed on credit reports anymore, they can still be discovered during a financial check by lenders and severely impact the perceived creditworthiness.

Negative Impacts

1. Tax Liens: While they are no longer shown on credit reports, they can still be discovered and considered by lenders through public records. This can strain future credit applications.
2. Installment Agreements: Entering an installment agreement with the IRS does not directly affect the credit score. However, failure to comply with the terms can result in penalties and interest, leading to more substantial financial obligations.
3. Offers in Compromise: Although an Offer in Compromise allows settling tax debt for less than the amount owed, it can initially signal financial distress, potentially affecting the credit score negatively.

Positive Impacts

1. Resolving Outstanding Debt: Successfully addressing tax issues, whether through full payment, an installment agreement, or an Offer in Compromise, removes the immediate tax burden. Eliminating large debts can lead to a gradual improvement in credit scores.
2. Avoidance of Legal Actions: Addressing tax issues promptly helps in avoiding further legal actions such as wage garnishments or bank levies, which, if reported, can further damage credit scores.
3. Credit Restoration: Paying off outstanding taxes can serve as a positive indication of financial stability and responsibility, possibly leading to a gradual increase in credit scores over time.

Monitoring and Maintenance

• Regular Credit Checks: It is critical for individuals facing tax resolution to regularly check their credit reports for accuracy and any discrepancies resulting from the tax resolution process.
• Financial Counseling: Engaging with financial experts to plan and manage tax-related debts can help restore and maintain healthy credit scores.

Black quote:

“Using sound tax resolution strategies not only alleviates immediate tax burdens but also fosters long-term financial health and stability.”

By understanding the various effects on credit scores, individuals can take proactive measures to manage their tax resolutions effectively and safeguard their financial future.

How to Choose the Right Tax Resolution Expert

When selecting a tax resolution expert, several critical factors should be considered. This ensures that the chosen professional can most effectively address specific tax issues.

Qualifications and Credentials

• Certifications: Ensure the expert holds relevant certifications, such as CPA (Certified Public Accountant) or EA (Enrolled Agent).
• Experience: Look for professionals with extensive experience in the field of tax resolution, specifically in dealing with the IRS.

Specialization

• Focus Areas: Choose an expert who specializes in the particular area of tax resolution needed, whether it’s tax liens, wage garnishments, or audit representation.
• Reputation: Research the expert’s reputation within the industry, including any notable cases or client testimonials that highlight their expertise.

Communication Skills

• Clarity: The expert should be able to explain complex tax issues in a way that is easy to understand.
• Availability: Assess their availability to ensure they can provide the necessary attention to your case.

Fees and Costs

• Transparency: Seek an expert who offers clear and upfront details about their fee structure. Avoid undisclosed or hidden fees.
• Affordability: Consider the cost relative to the services provided. High fees do not always equate to superior service.

Ethics and Integrity

• Professional Conduct: Confirm that the expert adheres to ethical standards and practices. This can often be verified through professional associations or client reviews.
• Client Confidentiality: Ensure the expert follows strict confidentiality protocols to protect sensitive financial information.

Technology and Resources

• Access to Tools: Check if the expert utilizes advanced tools and software, which can streamline the resolution process.
• Continuous Learning: Choose someone who stays updated with the latest tax laws and regulations to provide the most current and effective solutions.

Consultation and Initial Assessment

• Initial Meetings: Take advantage of initial consultations to gauge their approach and compatibility with your needs.
• Comprehensive Assessments: The expert should offer a thorough initial assessment to understand and plan the resolution strategy effectively.

By ensuring these criteria, one can select a tax resolution expert capable of navigating the complexities of the tax system and achieving the best possible outcome.

Frequently Asked Questions in Tax Resolution

What is Tax Resolution?

Tax resolution refers to the process of resolving outstanding tax liabilities with federal and state tax authorities. This involves negotiating settlements, creating payment plans, and ensuring compliance with tax laws.

What are Common Tax Resolution Options?

1. Installment Agreements: A payment plan allowing taxpayers to pay owed taxes in monthly installments.
2. Offer in Compromise (OIC): A settlement option where taxpayers can settle their tax debt for less than the amount owed.
3. Currently Not Collectible (CNC) Status: This status temporarily halts collection activities if a taxpayer cannot afford to pay.
4. Penalty Abatement: A removal or reduction of penalties if the taxpayer can show reasonable cause for the failure to meet their tax obligations.
5. Innocent Spouse Relief: Relief available for those who filed jointly but seek to be excused from tax errors made by their spouse.

How Does One Qualify for an Offer in Compromise?

To qualify for an OIC, a taxpayer must demonstrate that paying the full tax liability would create financial hardship or that there’s doubt regarding the collectibility of the debt. The IRS uses a detailed financial analysis to determine eligibility.

What Should Taxpayers Do If They Can’t Afford to Pay Their Taxes?

Taxpayers should:

• Contact the IRS to discuss available payment options.
• Consider applying for an installment agreement or OIC.
• Seek professional assistance from a qualified tax resolution specialist.

What Are the Consequences of Ignoring Tax Debt?

Ignoring tax debt can lead to:

• Wage garnishments
• Bank levies
• Property liens
• Increased penalties and interest
• Possible legal action

Is Professional Help Necessary for Tax Resolution?

While it’s possible to address tax issues independently, professional help can provide expertise, negotiation skills, and a better understanding of tax laws, significantly increasing the chances of a favorable outcome.

How Long Does the Tax Resolution Process Take?

The duration varies based on:

• The complexity of the case
• The type of resolution sought
• The responsiveness of the taxpayer and the IRS

It could range from a few months to over a year.

Can Tax Penalties Be Removed?

Yes, penalties can be abated if the taxpayer provides legitimate reasons for non-compliance, such as natural disasters, serious illness, or reliance on incorrect advice from a tax professional.

What Documentation is Needed for Tax Resolution?

• Recent tax returns
• Financial statements
• Proof of income, assets, and expenses
• Any correspondence from the IRS

Tax resolution specialists can guide taxpayers on specific documentation required based on their case.